Personal Investor - Tools

Goal Calculator

From the list of goals below, choose one and follow the four easy steps to determine your monthly investment contribution. Once the results are shown, you can choose to increase your monthly contribution by inflation each year by selecting the checkbox.

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Choose your goal

  • car
  • home
  • income
  • go offshore
  • holiday
  • rainy day
  • children’s education

Current cost of goal

What is the amount that your goal would cost, today?

Time to save

Within how many years would you like to achieve this goal?

Real Return?

What percentage of annual growth do you expect from your investments above inflation? Typically, it’s between 4%-6%, but can be higher or lower depending on your underlying fund.

Your Goal Information

Choose your goal

Current cost of goal

Time to save (Years)

Projected inflation rate

Growth above inflation

Increase investment amount by inflation

Future cost of goal




  • The values used in our tools are determined using projections based on current assumptions about uncertain future outcomes. These assumptions were determined considering the historic relationship between varying factors. The actual future values will depend on the actual amounts that you invest and the associated investment performance, fees and taxes of your selected underlying portfolios. These calculators are provided as a guide and illustration. Prudential Investment Managers (SA) Pty Ltd. will not be held responsible for your reliance on these calculators for your financial planning. We recommend that you speak to a financial adviser and review your retirement plan regularly to ensure you meet your goals.
  • The following assumptions are used in this calculation:
  • Projected inflation rate, defaulted to 6%
  • Future value of goal, based on current value increased by projected inflation rate
  • Investment return includes Projected inflation rate and Growth above inflation