Personal Investor - Tools
 

Tax-Free Investment Calculator

From the list of funds below, choose one and follow the five easy steps to determine the amount a Tax-free Investment could save you.

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WE HAVE A RANGE OF FUNDS THAT OFFER TAX SAVINGS...

Choose a Fund

YOUR TAX SAVING IS RELATED TO YOUR INCOME TAX BRACKET...

Income Tax

Which bracket describes your taxable income?

COMPOUND INTEREST WORKS BETTER OVER LONGER PERIODS...

Investment Term

How many years would you like to invest for?

DO YOU HAVE AN ANNUAL LUMP SUM TO START OFF YOUR INVESTMENT EACH YEAR...

Annual Lump Sum

What amount would your annual lump sum investment be?

CONTRIBUTING ON A MONTHLY BASIS...

Monthly Contribution

What amount will you be contributing monthly?

Calculate Your Tax Savings

Tax-Free Fund

Income Tax Bracket

Investment Term in Years

Annual Lump Sum

Monthly Contribution

Total Investment Amount Annually

R33,000.00

Annual max (R33,000)

Gross Return Rate

After Tax Return

Capital Gains Tax

 

Please re-calculate, you have exceeded your limit!

    Assumptions:
  • The Capital and Income split for the underlying funds used in this calculator are based on the average of the annual capital and income returns of the underlying funds since inception.
  • Tax is calculated using the 2018/2019 SARS tax table.
  • Figures assume that you have used your annual CGT exclusion and annual interest exemption.
  • Effective CGT rate of 18% applied, based on 45% maximum tax bracket.
    Investment Options:
  • Minimum Debit Order = R1000 pm.
  • Minimum Lump Sum = R10 000.